Call Us Now
419-434-9595

Liability Coverage in Lima and Elida OH

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Ley Insurance Agency today for more information about what Liability Coverage can do for you.

Our Location

Ley Insurance Agency

513 N Cable Rd
Lima, OH 45805
Main office: 419-434-9595

Our Providers

Testimonials

Very happy with their service and they meet my auto and home owners needs at this time!
Yvonne D
We have had several years of excellent service!
Roger P
I have been with Dennis Ley insurance since I got my license. The staff has always been very helpful with making sure my payments were made and that I was always in compliance. They are prompt with answering questions and I never have to worry about anything!! Thank you for always being PROFESSIONAL!!
MIchael C
Enjoyed working on finding an insurance package with our agent. Thanks for your service!
James B
I am extremely happy with Ley Insurance Agency. I had been a lifelong customer with another company and continued to have rate increases. When I contacted Ley Insurance I found the staff to be very courteous and they explained the products thoroughly. I was astounded when I discovered I could save nearly $1,000 per year in premiums. I quickly shared the word and referred several others. They also saved a significant amount of money and are very pleased that they made the switch as well. Thank you for your outstanding service!
Mark F
I can always count on my agent to answer all my insurance questions and provide me the best service at a good price!
Fred M
Having been with the same insurance company for many years, we decided to shop around. We found Ley Insurance Agency. They were friendly, courteous, and very professional. They saved us a considerable amount of money. We are extremely happy!
Esther R
Thank you so much for the flowers! It made my day! Great service and great people!
Shannon H
When my daughter was 'kicked out' of our insurance company approximately 20 years ago, Ley Insurance was the first one of approximately 10 companies that would insure my two teenager and myself. It sticks with you when you are turned down. Many have told me I could find cheaper or better and I don't go looking. I remember who helped us out many years ago.
Sheila C.