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419-434-9595

Professional Liability in Lima and Elida OH

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Ley Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Ley Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Ley Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Ley Insurance Agency

513 N Cable Rd
Lima, OH 45805
Main office: 419-434-9595

Our Providers

Testimonials

Very happy with their service and they meet my auto and home owners needs at this time!
Yvonne D
We have had several years of excellent service!
Roger P
I have been with Dennis Ley insurance since I got my license. The staff has always been very helpful with making sure my payments were made and that I was always in compliance. They are prompt with answering questions and I never have to worry about anything!! Thank you for always being PROFESSIONAL!!
MIchael C
Enjoyed working on finding an insurance package with our agent. Thanks for your service!
James B
I am extremely happy with Ley Insurance Agency. I had been a lifelong customer with another company and continued to have rate increases. When I contacted Ley Insurance I found the staff to be very courteous and they explained the products thoroughly. I was astounded when I discovered I could save nearly $1,000 per year in premiums. I quickly shared the word and referred several others. They also saved a significant amount of money and are very pleased that they made the switch as well. Thank you for your outstanding service!
Mark F
I can always count on my agent to answer all my insurance questions and provide me the best service at a good price!
Fred M
Having been with the same insurance company for many years, we decided to shop around. We found Ley Insurance Agency. They were friendly, courteous, and very professional. They saved us a considerable amount of money. We are extremely happy!
Esther R
Thank you so much for the flowers! It made my day! Great service and great people!
Shannon H
When my daughter was 'kicked out' of our insurance company approximately 20 years ago, Ley Insurance was the first one of approximately 10 companies that would insure my two teenager and myself. It sticks with you when you are turned down. Many have told me I could find cheaper or better and I don't go looking. I remember who helped us out many years ago.
Sheila C.